South Carolina Mobile Homes & Manufactured Homes For Sale 680 Homes
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(Click Here to search for homes on Realtor.com.) After you dispose of the old home, you can move your home onto the land. You can Click Here to find for mobile home parks and their average space rent in South Carolina. SC home sales normally take 2-3 weeks, depending on if an appraisal is required. Keeping the communication channels open with your loan officer can normally always expedite the finance process.
Mobile homes to do not qualify as it’s required that the home being financed was built after 1976. These loans also require that the manufactured home in question counts as real property. The manufacturedor mobile homes that we can finance in SC are considered personal property, not real property and/or real estate. These homes are titled through SC Department of Motor Vehicles, and all escrow and/or closing functions will be handled by us, not a 3rd party escrow company, as in real estate transactions.
South Carolina Manufactured Home Loans, South Carolina Modular Home Loans, and South Carolina Mobile Home Loans
Unfortunately, due to Fair Lending Practices, all consumers, based on their credit worthiness and the home they wish to purchase are given the same rate and applicable fees. JCF Lending Group offers the lowest rate & fee combination in the industry. This could not be accomplished by adding thousands of dollars to your new SC mortgage to pay commissions to a mortgage broker. Indian Reservations in SC are unique as the true ownership of the land is the Tribe, similar to a Co-Op park. As the tribe grants you land, they retain the ultimate ownership of that land and access to the reservation. In the past, we have made SC financing loans in reservations with the agreement of the tribal counsel that we could enter the reservation and/or property in the event of default.
JCF Lending Group was founded in 1994 with the sole purpose of providing South Carolina Mobile Home loans. JCF Specializes in Chattel Mortgages, a term used when referring to a loan on a Mobile or Manufactured Home where the land is not a factor and only the Mobile Home will be financed. From Greenville to Charleston, to the Capital of Columbia, JCF is here for you.
Housing Associations
Providing the best rate & term mobile home financing available today. When you think of the Palmetto State, think JCF Lending Group. This could not be accomplished by adding thousands of dollars to your new South Carolina mortgage to pay commissions to a mortgage broker.
Most lenders will not give you a conventional loan for a mobile or manufactured home because these structures are not considered real property. If you have a manufactured home that meets some very specific criteria, however, conventional mortgage sources Freddie Mac and Fannie Mae do actually offer specialized loans. Let our team at Nexa help you find the perfect loan, whether it be a land and home loan, a manufactured home construction loan, or just a loan for your new or used factory-built home. Use the quick contact form and we will reach out to you to determine who can best serve your manufactured or modular home financing needs.
Is the mortgage interest rate going to be really high?
The majority of our customers live in mobile home parks and leased lot manufactured home communities. JCF Lending Group offers South Carolina mobile home financing for used and/or pre-owned manufactured & mobile homes. We offer the lowest SC mobile home financing rates possible, to meet the need of South Carolina homeowners. We will easily guide you through the SC manufactured or mobile home financing process, providing you with whatever level of service you require. We offer both fixed and variable rate manufactured & mobile home financing, no pre-payment penalties, no application fees and we are proud to be an SC Equal Housing Lender since 1994. We offer the lowest South Carolina mobile home financing rates possible, to meet the need of South Carolina homeowners.
JCF Lending Group offers South Carolina mobile home financing loans for used and/or pre-owned manufactured & mobile homes. We are a home only South Carolina lender, providing manufactured & mobile home financing loans for homes not attached to real property by way of deed or title. You may also qualify for a JCF Lending Group South Carolina mobile home finance loan if your home and land are not tied together by deed or title. We offer the lowest South Carolina mobile home financing loan rates possible, to meet the need of South Carolina homeowners. From city to country, JCF has a great financing program for you.
Mobile Home Loans
They'll also be able to spot any red flags that would make it hard for you to get a loan. If you wait until you've found the perfect home, then contact a lender, you risk being disappointed if you aren't pre-approved for a mobile home loan at the price you were expecting. We are a national housing lender specializing in manufactured, modular, and mobile home financing. Former military members and veterans can apply for a VA finance home loan for the mobile home. This works similarly to an FHA loan, but this one is specifically for veterans.
Finding a lender that is qualified and experienced in manufactured home financing is important. These lenders specialize and understand the specifics of manufactured home lending & modular home loans. Finding a manufactured home loan does not have to be difficult; being able to compare qualified mobile home, modular home, or manufactured home lenders has never been easier. Nexa Mortgage, the largest mortgage broker in the country, has simplified the process of finding you the right lender for you and your family’s dream home.
Most of our customers live in mobile home parks, manufactured home communities or rented/family land situations. Mountainside Financial also offers a free South Carolina mobile home loan quote with no obligation. We offer the widest variety of programs to choose from at low interest rates. We offer mobile home loan programs to homeowners in South Carolina where the manufactured home and the land are financed separately. The majority of our customers live in South Carolina's better mobile home parks or in leased lot communities. You may also qualify for an South Carolina JCF Lending Group or South Carolina Mobile Home Loan if your home and land are not tied together by deed or title.
We’ve worked with buyers in cities and rural areas across the country to provide affordable manufactured home financing. Now more than ever, the dream of finding and financing your perfect South Carolina home is within reach. Due to improvements in quality materials and designs, manufactured homes have become affordable and an attractive option for those thinking about becoming a homeowner. For those looking to finance a mobile or manufactured home in South Carolina, you have a few options.
We work for you & not the bank, and we offer wholesale mortgage rates, which are lower than retail rates. Not to mention, we offer a wide variety of loan options, so you are not stuck with one set of restrictive underwriting guidelines. Similar to a Title II FHA loan, if you want to buy a manufactured home and the land it sits on, you can also get a VA loan. VA loans are only available to veterans and qualifying active duty service members through the Department of Veteran’s Affairs.
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